Products

Deans & Homer offers many insurance products through standard and surplus lines, including:

Building Coverage

• The Commercial Building Owner's Package covers buildings, rents, and premises liability for the landlord.
• The Commercial Building Policy covers buildings and rents only.
• The Rental Dwelling program covers buildings and rents for one to four unit tenant-occupied dwellings. Liability coverage is also available.
• The Mixed Use Package covers structures, rents, and premises liability for commercial buildings with residential units.

Personal Property Coverage

• The Business Personal Property Policy covers almost any type of property used for your business.

Construction Products

• The Builder's Risk program covers structures during the course of new construction.
• The Contractor's Equipment program covers equipment and tools.
• The Contractor's Property Policy covers structures, contents, equipment, and installation.
• The Installation Risk Policy covers materials and supplies which are intended to become a permanent part of an installation.

Inland Marine Products

The following is a partial list of products we write. Please contact your agent for more options.

• Accounts Receivable Coverage
• Electronic Data Processing Equipment
• Exhibition Coverage
• Fine Arts Dealers Coverage
• Miscellaneous Property Coverage
• Mobile Agriculture Equipment Coverage
• Musical Instruments Coverage
• Railroad Rolling Stock Coverage
• Signs Coverage
• Trip Transit Coverage
• Valuable Papers Coverage
• Other Monoline Inland Marine Coverage